Terms & Conditions

When you use The Winners' Circle blog and podcast in any way in whatever form, you agree with the authors of the podcast to be bound by the terms of this legal agreement.

These terms and conditions are applicable anytime you access, browse on, or use the site or listen to the podcast.

You must fully read these terms and conditions and agree to them before using this site. We will take your use of the site in any of the aforementioned ways as your agreement to be circumscribed by these terms and conditions.

Do not use the site if you are not in full agreement with the terms and conditions.

You accept that we reserve the right and may sometimes exercise such right to change or alter this legal agreement at any time. We will inform you of any change by placing a new updated date on this page. Any use by you of this site after any updates shall be taken as your agreement with the terms and conditions as changed.


You accept that this site and its provided services, content, information, and/or data are provided by the author(s) are for the purpose of information only. You may under no circumstances construe any information so provided as professional (whether medical, legal, or financial) advice.

We will not be answerable for any actions or inactions that you take as a result of your use of this site. You and only you will bear full liability for all actions and inactions taken by you as a result of using this site and listening to this podcast.

All authors' opinions on this site are given based on specific facts, subject to certain assumptions, and so rendered under certain conditions. You accept that any information offered through this site may change without notice and that we are not in any way guaranteeing the completeness, correctness, timeliness, accuracy, or currency of any provided information.

We do not represent that we will update any information on the site, even though we may choose to do so at any time without notice, as per our discretion.


You are only welcome to use this site if you are at least eighteen (18) years. If you are under eighteen (18), do not access, browse, and/or use the Site.


You recognize that all content made available on and provided through this site, including the site’s text, graphics, design, formatting, pictures, images, software, sound, and other resources and information, and the arrangement and collection thereof are the property of The Winners’ Circle or its licensors.

All such content are subject to and protected by United States copyright, international copyright, and all other applicable intellectual property laws and rights. All rights to content not specifically granted in these terms and conditions belong to their individual intellectual property right proprietors.


In order to receive updates on our provided service, you must register a user account. During the account registration process, we will ask you to provide information such as but not limited to your name, email address, physical address, and any other information that we may deem important.

You may decline to supply this information, but such a refusal means that we will not be able to register your account, and there may come time you may no longer use our services.

You agree to only provide honest, accurate, verifiable, and up to date information when registering on the site. If we find you to have provided us with dishonest, inaccurate, out-dated, or unverifiable information, we may bar your access to the service.

You may only operate one The Winners’ Circle account.

You are not allowed to disclose your login details to any other person, as we will deem any activity that transpires under your account to have been authorized by you.

You must contact us immediately you suspect a breach of your account.


We offer The Winners’ Circle podcast for use as free subscription service for users.

You also accept that except you cancel your subscription, this is an automatically recurring subscription, which means that we will charge you automatically for your subscription fee on the anniversary of your first subscription.


You are welcome to cancel your subscription at any time, even though we will be sad to see you go.

You will still be able to use the remainder of your subscribed period if you cancel your subscription, and we will not charge you for any future use once you have cancelled your subscription.


We allow users to post their comments to this site. You understand that this Site is open to the public. We, therefore, advise that you carefully consider your comments before uploading them and that you leave out any comment that you would like to keep private.

Your provision of any user comment to the site means that you are granting us the perpetual and unlimited right to use such comment in any way that we deem right, including distributing, displaying, publishing, reproducing, reusing, and copying the information contained therein.

You accept that you are fully liable for any user content you provide and must ensure that your content is not in any way defamatory, illegal, threatening, fraudulent, obscene, and/or invasive of another person's privacy rights. Your content must not overstep the intellectual property rights of other individual(s), must not contain computer codes or viruses designed to limit, damage, or disrupt the functioning of any computer hardware or software.

When you post or submit content, you are granting us the right to remove or delete any comment which in our sole judgment is not complaint with these terms and conditions or that is otherwise disagreeable.


Sometimes, we may post links to third party web sites on the site, solely as a convenience to you. You are not to take our provision of such hyperlinks as a recommendation, warranty, or guarantee of such sites' services, products, information, or content. You also must not take our provision of such hyperlinks as a proclamation of endorsement, sponsorship of, or affiliation with any such third-party sites.

You access and use linked third-party web sites at your own risk and subject to the terms and conditions for such sites.


We provide this site and its content on an ‘AS IS’ and ‘AS AVAILABLE’ basis. We are not giving any guarantees or warranties of any kind, whether direct or implied, including but not restricted to warranties of appropriateness for a particular purpose, suitability, merchantability, non-infringement, or title.

We do not guarantee the content, completeness, timeliness, reliability, or accuracy of any provided information, or guarantee that the information and/or the site will remain error-free or uninterrupted, or that errors will be fixed upon notice.

Under no circumstances will we be liable to you or a third party for any direct, indirect, consequential, exemplary, incidental, or special damages under any law or legal theory, including but not limited to strict liability, contract, or tort, even if have been advised of the likelihood of such damages.

We will not be responsible to you or to any third party for any damages in lieu of interruptions or computer failure or malfunction, errors, deletions of files, defects, lost profits, loss of good will, non-delivery of information, mistakes, delays in transmission or operation, work stoppage, and/or failure of performance.

We will not be responsible to you or to any third party for any inaccuracies, omissions, or errors in the Information notwithstanding how caused; any action or inaction on your part taken in reliance on our content; and/or any loss or injury caused, fully or partially, by our actions, negligence, or omissions, or for events beyond our control.

In the instance that your jurisdiction or state does not permit limitations on the duration of a warranty and/or does not permit the limitation or exclusion of certain damages, the above limitations may not be applicable to you.


You are agreeing to indemnify and to hold us blameless from any demand or claim, including but not limited to legal costs and accounting fees, made by a third party, resulting from any of your user content, your breach of any law and/or any action by you in the course of your use of the site and its content.


Any condition of these terms and conditions that is deemed wholly or partially unenforceable or invalid shall be struck from the terms and conditions, and all other remaining provisions shall remain enforceable and valid.


The Authors’ failure to exercise or enforce any right or provision of this Agreement shall not be deemed to be a waiver of such right or provision.


These terms and conditions are governed by and construed in accordance with the laws of the United States.


These terms and conditions represent the total understanding between you and The Winners’ Circle as per your use of the site.